Dirk Ward and Connie Ward NOTICE OF FORECLOSURE SALE UNDER POWER FORSYTH COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Dirk Ward and Connie Ward to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Fidelity Mortgage a division of Delta Funding Corporation, dated May 31, 2006, and recorded in Deed Book 4314, Page 324, Forsyth County, Georgia Records, as last transferred to HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2006-2 by assignment recorded on June 25, 2018 in Book 8595 Page 225 in the Office of the Clerk of Superior Court of Forsyth County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Nine Thousand Six Hundred and 0/100 dollars ($129,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Forsyth County, Georgia, within the legal hours of sale on June 3, 2025, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 150, 14TH DISTRICT, 1ST SECTION, FORSYTH COUNTY, GEORGIA, BEING LOTS 360 AND 361, HILL DALE SECTION, SHADY SHORES DEVELOPMENT, A PER PLAT RECORDED IN PLAT BOOK 4, PAGE 18, FORSYTH COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING IMPROVED PROPERTY HAVING A HOUSE THEREON KNOWN AS 4640 OLDS STREET ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN FORSYTH COUNTY, GEORGIA. FOR INFORMATIONAL PURPOSES ONLY: THE APN IS SHOWN BY THE COUNTY ASSESSOR AS, 221 363; SOURCE OF TITLE IS BOOK 894, PAGE 205 (RECORDED 09/18/95) The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dirk Ward and Connie Ward or tenant(s); and said property is more commonly known as 4640 Olds St, Cumming, GA 30041. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2006-2 as Attorney in Fact for Dirk Ward and Connie Ward. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 22-13623 146879 05/07,14,21,28